Top American Express Serve Alternatives

Introduction

With all the payment cards and additional schemes with them, it can be hectic to pick a right card as per your needs and also compatible in most regions.

Out of many such services, American Express, aka Amex, is one of the world-renowned financial services. In terms of cards, American Express consists of 115 Million+ cards, with about 50 Million in the US alone.

Out of many of its card services, Amex Serve is popular in the market. There are many benefits to this reloadable prepaid card. It is naturally acceptable on all junctions supporting Amex.

Contrary to a simple credit card, prepaid cards do not integrate the info with the credit companies, and therefore, it won’t help you to increase/decrease your credits. However, based on the Serve services, you can get various perks from it.

What are the Perks of Amex Serve?

Prepaid cards usually have meager benefits. However, Amex offers three base card types, of which we can certainly benefit from.

Basically, American Express Serve is a prepaid debit account. It works its way through the card services. Users can simply sign up on it via online registration. There are retail stores too for card purchase.

The basic one, Amex Serve, with base features like ATM withdrawals, shopping, money transfers, free subaccounts, mobile check deposits, purchase protection, and Card Reloads.

It also exempts the monthly fee for residents in Texas, NY, and Vermont. For more than $500 deposits, $6.95 monthly charges are exempted.

Amex Serve Free Reloads is the second type of card. It won’t exempt any charges but offers free reloads. These free reloads can increase the savings and are available in popular joints like Walmart, 7-eleven, Family Dollar, etc.

Amex Serve Cash Back is the last one of this Serve Family. Without any monthly fee exemption, this card offers cashback on every purchase. This amount is 1% for each transaction, like getting $1 per $100 spending.

The fees for Serve Cash Back card is highest at $7.95 per month. It is more beneficial for charge fee waived regions, as mentioned above.

Other than this, all cards offer benefits like fraud protection, FDIC insurance, purchase protection, foreign transactions, Mobile check, Cash pickups, etc.

Conclusion

All in all, Amex Serve is one of the cheapest prepaid card services. It won’t affect your credit either. The savings offered in Serve can be handy. Overall, for low spenders and people with direct deposits, Amex Serve seems a good choice.