
Earnest
Earnest is a technology-enabled lender that rewards financially responsible people with better interest rates. In order to give credit, they evaluate a person’s full education, employment, and financial profile. They use data-intensive modern technology to get a much better understanding of each client's background, financial picture, and future potential during their lending process. In addition, they have created an online dashboard that gives clients the tools to easily control and customize their loan payments.
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