Top 3-D Secure Alternatives

The internet may have simplified how we make payments instantly without having to visit our banks or being physically present at the vendor’s store. But, the increase of fraud by hackers has also come as an added baggage. As a merchant, it is your responsibility that payments on your website are as reliable and seamless as possible. To save you from hefty losses, the 3-D Secure or 3-domain structure, a payer authentication security protocol, can be utilized. A notable mention in this field is First Atlantic Commerce’s 3-D Secure technology. Its cGateSecurityVerify helps in e-commerce fraud and risk management.  

A reliable payer authentication solution

The cGateSecurityVerify employs First Atlantic Commerce’s 3-D Secure technology to stop unauthorized payments. Being the merchant, you can identify cardholder’s enrolment status before payment authorization. You can also learn about the issuing bank of your customer. So, prior to the transaction being settled, you will get the information whether the person making the payment is an authorized owner of the card account or not. You can get this 3-D secure solution as an independent solution and use it with your preferred payment gateway and bank or purchase it along with First Atlantic Commerce’s payment gateway service.

Chargebacks will no longer be a liability

With First Atlantic Commerce’s 3-D Secure, you can utilize the chargeback liability shifts offered by MasterCard and Visa. It will be beneficial, especially if you are a small business owner because, with regular chargebacks, you can incur hefty losses and even go out of business. To prevent such things from happening, 3-D Secure makes the credit card issuer liable instead of you.  

Stay protected from online frauds

No matter where you are around the globe, First Atlantic Commerce can help you improve the payment service for your business with 3-D Secure. Wherever Visa and MasterCard holders are, you can ensure a safe and secure transaction, thanks to cGateSecurityVerify being a Verified by Visa and MasterCard SecureCode solution. It uses a non-face-to-face authentication process to verify all your customers’ identities. All confidential payment data is transmitted reliably in any e-commerce transaction.