Top Converge Alternatives

Converge is a popular payment service offered by Elavon Inc. Elavon was released in 1991 as a comprehensive payment processing firm in Ireland. It now supports payment processing of more than 1 million merchants across 60+ nations across the globe. It is also among the top providers of credit card processing in the USA. It was known as Nova before the name change in the year 2008. Elavon has several payment processing products and utilities.

Converge Payment Processor

It has Commerce SDK, Converge, EMV 3D secure, Fusebox, and Simplify. Additionally, they even provide unique services like E-boarding API, Payment Core 365, and viaConex tools. Converge is their omnichannel processor for payment resolving across most eCommerce, cards, and other such areas.

Converge is an easy to integrate payment processing service by Elavon. Converge Application offers transaction services in three methods viz., Virtual Terminal, Converge mobile app and Converge API. Converge supports all major payment types like cards, cash, e-checks, gift cards, etc. The payment processing is done via a secure and encrypted interface. It can either use an online wallet, account, card reader, PIN pads, etc. to accept or exchange payments. Using the Converge API, merchants can integrate the payment gateway into their POS platform. Converge gives a Demo Account to play with and understand the entire processing.

Use the XML codes provided on their site along with the header for each transaction type from credit/debit cards, cash tender, gift cards, e-check, etc. For integration, Converge supports hosted payments, checkouts, and XML API. In the hosted payments, businesses that want simple, secure, ADA compliant, and privacy-friendly payment services are served. Checkout.js is for advanced businesses that want a bit of customization. It helps in full control over the payment interface design, collect vital customer data, and personalize similar payment features.

The XML API has complete control over the checkout process and information collection over to personal servers. Converge also has very secure gateways, which include EMV, secure tokens, and encrypted channels. The reports of payments up to 12 months can be seen. It also has an advanced user management system, more usable for regular e-commerce customers. Converge is indeed a virtual merchant product by Elavon.