Defacto
Offering a streamlined financing solution, this platform enables businesses to effortlessly access working capital through a no-code partner portal. With just two clicks, users can link their banking apps and discover loan capacities in 27 seconds, facilitating immediate advances and flexible repayment terms tailored to their growth needs.
Top Defacto Alternatives
Karmen
Karmen reimagines business financing for French enterprises, offering short-term loans ranging from 1 to 24 months with a quick 48-hour approval process.
Silvr
Reinventing business financing, this innovative solution enables entrepreneurs to order stock immediately and pay suppliers upfront, eliminating the delays caused by long payment terms.
Unlimitd
Unlock essential cash flow for business growth with an accelerative financing solution that delivers funds within 48 hours.
Float
Offering a revolutionary approach to funding, Float streamlines access to non-dilutive loans for small and medium-sized SaaS companies.
Booste
Offering eCommerce businesses access to funding up to £1,000,000, this service streamlines the financing process by requiring only 6-12 months of bank statements.
Levenue
Levenue offers non-dilutive financing for subscription-based companies with recurring revenue, enabling them to access up to 35% of their future Annual Recurring Revenue (ARR) upfront.
Fundmates
With over $50M funded and a dedicated team, creators maintain ownership of their content while...
Forward Advances
With a low fixed fee and repayment based on weekly revenue, there are no equity...
Choco Up
With funding ranging from $10K to $10M, companies benefit from a revenue-sharing model, ensuring manageable...
Bigfoot Capital
With a focus on sustainable growth, they provide multi-draw term loan facilities, allowing operators to...
Novel Capital
With simple fixed monthly payments and repayment periods of 1 to 36 months, entrepreneurs can...
Flow Capital
It provides insights on revenue-based financing (RBF), outlining its structure, costs, and duration...
Founderpath
With a unique real-time credit score, founders can unlock substantial funding rapidly, ensuring streamlined cash...
365 Business Finance
Recognized with the King’s Award for Enterprise, the service ensures nearly instant access to funds...
Element Finance
By providing a tailored, transparent approach with no hidden terms, it ensures founders can access...
Top Defacto Features
- Revenue-based financing model
- Seamless banking app integration
- Instant loan capacity discovery
- Competitive daily pricing rates
- No hidden fees policy
- Flexible repayment terms
- Self-serve partner portal
- Real-time credit limit adjustments
- API for seamless integration
- Embedded financing solutions
- Hassle-free application process
- Immediate working capital access
- Data-driven underwriting algorithm
- Supports restocking and expansion
- Short-term financing solutions
- Secure regulatory compliance
- Instant credit decisions
- Zero risk for customers
- Customizable branding options
- AI-powered servicing features
