Top Equifax Alternatives

Equifax is a recognized platform in the USA as a consumer credit reporting agency. It began in 1899 by the name of Retail Credit Company. With time, they grew very quickly and, around 1975, changed their name to Equifax. Since then, Equifax manages information of over 800 million users. They even have hired contractors from US health and human services in their workforce solutions.

Equifax Personal Services

In the Personal Services, Equifax has offered three main plans. These are Equifax ID Patrol, Complete Premiere, and Family Plan, which are priced at $16.85, and $19.95, respectively. The credit scores here are based on their credit score models. The core features covered by Equifax in these three plans are Credit Scores & Reports, Credit Monitoring, Identity theft, and some additional features. Under the Credit scores, Equifax offers 3-bureau credit reports and scores and added Equifax scores and reports. The base plan provides only credit reports, whereas the other two policies cover all four reports.

The credit monitoring checks the 3-bureau file and score monitoring. They cover identity theft protection via internet scanning and automated fraud alerts. It even has financial alerts, credit report locks, lost wallet help, and up to $1 million insurance too. The additional features here include the second adult and credit monitoring of 4 children accounts in the Family Plan. These plans are quite reliable for individuals and family people.

Equifax Business and Government Services

Under Business services, Equifax has several products to help with various business and industry needs. In the business needs section, Equifax has offered solutions to acquire more customers, credit data reports, credit monitoring, leverage analytics, and identity protection. This plan also helps the workforce management, regulatory compliances, risk mitigations, and debt recovery. Each of these solutions are also integrated with multiple tools to ease the working.

The critical feature is Credit Scoring and Reports, which are shared via Equifax Interface. Now, as for the Government, they give solution viz., leverage analytics, workforce manager, regulatory compliances, and fraud prevention. The central government areas covered are healthcare, social services, law enforcement, and tax/revenue services. Overall, Equifax is one of the leading credit scoring and reporting service in the USA.