Penta

Penta

Setting up a company digitally has never been easier, with services starting at just €90. Users can swiftly create a business account with German IBANs, manage invoices in over 25 currencies, and control expenses via physical and virtual cards. Real-time cash flow insights and responsive customer support ensure smooth financial management.

Top Penta Alternatives

1

FYRST

Designed for founders, freelancers, and the self-employed, this digital bank offers a competitive fee structure, including zero account maintenance fees for the first year.

2

Kontist

The Kontist business account is now accessible for GmbHs, UGs, and GbRs.

3

Shine

Designed for entrepreneurs and small businesses, this business bank account streamlines financial management with features like Mastercard cards, instant payments, and automated invoicing.

4

Lunar

Lunar offers a digital business banking solution tailored for entrepreneurs across the Nordics.

5

VyStar Business Banking

Local entrepreneurs can find the support they need to start and grow their businesses with VyStar Business Banking.

6

OakNorth

For businesses transcending the start-up phase, OakNorth offers tailored banking solutions designed to meet the sophisticated needs of scaling enterprises.

7

First Tech Credit Union

In just 10 minutes, individuals can join and access tailored financial services...

8

Lili

With features like a Lili Visa® Debit Card, no hidden fees, and automated bookkeeping, users...

9

Atom

With competitive rates and a dedicated customer support team, managing finances becomes effortless...

10

Security Service Federal Credit Union

Members benefit from data breach protection, 24/7 telehealth with licensed professionals, and legal services through...

11

C6 Bank

Users can enjoy a no-annual-fee card, easy account setup via app, and access to credit...

12

Custodia

By operating under a unique regulatory framework, it enables clients such as fintechs and corporate...

13

Monese

Users can seamlessly switch between personal and business accounts, track spending, and receive instant notifications...

14

Countingup

Users can effortlessly create and send unlimited professional invoices, track real-time financial data, receive tax...

15

Axos Bank

Ideal for both new ventures and established enterprises, their checking and savings accounts promote financial...

Top Penta Features

  • Digital company setup
  • Instant account opening
  • German IBANs
  • Multi-currency invoicing
  • Automated payment collection
  • Sub-accounts for budgeting
  • Physical and virtual cards
  • Receipt photo attachment
  • Real-time expense tracking
  • Custom spending limits
  • Batch payment approvals
  • Integration with accounting software
  • 7-day customer support
  • Strong customer authentication
  • 3D-Secure protection
  • Funds safeguarded by law
  • Efficient team expense management
  • Instant international transfers
  • Automated receipt reminders
  • Quick response to inquiries.
Top Penta Alternatives
  • FYRST
  • Kontist
  • Shine
  • Lunar
  • VyStar Business Banking
  • OakNorth
  • First Tech Credit Union
  • Lili
  • Atom
  • Security Service Federal Credit Union
  • C6 Bank
  • Custodia
  • Monese
  • Countingup
  • Axos Bank
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