Credit.com
Provides free credit score service that allows you to check your credit score without credit cards. It features credit report card, custom action plan, credit monitoring, expert advice, iPhone credit app, savings, financial goal planner, and more. The credit monitoring feature offers monthly updates with useful insight and automated alerts for new available data.
Top Credit.com Alternatives
- Credit Karma
- Experian
- TransUnion
- Equifax
- Annual Credit Report
- myFICO
- CreditScore.com
- CreditReport.com
- TrueCredit
- PrivacyGuard
Top Credit.com Alternatives and Overview
Credit Karma
Provides free credit report and credit score service that helps you to understand your credit.
Experian
Provides credit report and FICO score service for personal and business, with dedicated fraud resolution agents.
TransUnion
Provides credit report, credit score, and credit check service for personal, business, and small business.
Equifax
Provides credit report monitoring service that allows you to check your credit report and credit score ratings.
Annual Credit Report
Provides free credit report service that is authorized by the Federal law.
myFICO
Provides credit report service that allows you to get FICO scores and credit reports from all 3 bureaus.
CreditScore.com
It features credit monitoring alerts, credit score tracker alerts, automatic email alerts, credit report accuracy...
CreditReport.com
It features unlimited access to your Experian report, credit monitoring, email alerts, and FICO scores...
TrueCredit
It features credit report from 3 bureaus, credit score, and credit monitoring...
PrivacyGuard
It features credit report and scores, daily credit monitoring, advanced identity theft protection, credit information...
Credit.com Review and Overview
The credit score is an important financial metric and is used by banks and financial institutions before lending credit to individuals. While a good credit score can mean low-interest loans and better goodwill among lenders, a bad credit score can lead to the exact opposite scenario. Moreover, it is also used by employers and landlords to check the financial stability of employees and tenants. Credit.com offers services that allow users to check their credit scores for free, and they also provide a credit report card with it.
Features of the tool
The credit score gets updated every 14 days and this allows the user to maintain a constant check on it. The constant checking also helps them to report any anomaly or sudden change arising due to potential identity theft or fraud. The tool additionally provides users with suggestions to improve credit score. Further, to ensure the safety and security of user data, the tool provides bank-level encryption and constant system monitoring. The credit report card provided by the tool gives users information about various aspects of their financial transactions.
What does the report consist of?
It shows them their payment history, available credit, and also gives them insights into their credit’s age. It also helps them understand the reasons behind changes in their credit score. The tool can also be accessed through a dedicated mobile app available on both the android as well as iOS platforms. The services offered by the tool are completely free and do not require the user to enter their credit card and social security number details.
Company Information
Company Name: Credit.com, Inc
Company Address: 160 Spear St. Suite 1020, San Francisco, CA, USA
Founded in: 1995
Top Features
- Free Credit Score
- Comparing Credit Score
- Score Changes Chart
- Credit Report Card
- Tracking Available Credit
- Credit Age
- Action Planning
- Credit Alerts
- Expert Credit Advices
- Social Channel Experts
- Managing Credit Score
- Credit Offers
- Achieve Financial Goals
- Tracking Credit Standing
- Bank-level Identity Security
- Payment Histories
- Monitoring Progress
- Mobile Application