VIVA Finance

VIVA Finance

Offering unsecured personal installment loans up to $10,000, VIVA Finance utilizes an alternative underwriting model primarily based on employment information. With APRs ranging from 11.99% to 35.99%, loans can be processed in about two business days. Flexible repayment terms extend up to 24 months, with no penalties for early repayment.

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Top VIVA Finance Features

  • 24/7 online application access
  • Unsecured personal installment loans
  • Loans up to $10
  • 000
  • Competitive APR rates
  • Alternative underwriting model
  • No penalties for early repayment
  • Employment-based loan approvals
  • Financial wellness resources
  • Mobile-first lending platform
  • Customized financial coaching
  • Transparent fee structure
  • Quick loan processing time
  • Flexible repayment terms
  • Inclusive financial system focus
  • Educational resources on personal finance
  • Accessibility for diverse income levels
  • Dedicated customer support hours
  • Licensed in multiple states
  • Consumer protection disclosures
  • Loan refinancing options available